Unless a sport or activity is listed in the Contact Sports, Adventure Sports or Extreme Sports Optional Coverages or in the Exclusions, the applicant is automatically covered for sports or activities on their Emergency Medical Insurance plan, whether they are professional or amateur.
If the applicant is planning on participating in any sports or activities during their trip, please review the list of sports and activities in the Optional Coverages to determine if they would like to purchase coverage.
The Optional Coverages can only be purchased with an Emergency Medical Insurance plan and will cover hospital and medical expenses incurred while the applicant is participating, coaching, teaching, training or practicing in any of the sports or activities specified in the applicable Optional Coverage. The applicant can purchase one or multiple Optional Coverages, depending on the sports or activities they plan on doing.